At Kiplinger, we totally get that money matters can be complex, and many of us—especially the growing number of people rapidly approaching retirement age—need help understanding and managing them. No wonder workers with financial knowledge are in such high demand. New regulations, more products and increasingly complex investment portfolios don’t hurt either. And that need translates into plenty of opportunities and generous pay for workers in this field. Financial analysts, who evaluate investment opportunities for businesses, earn a median salary of $83,824 a year and are expecting 11.0% job growth over the next decade. Personal financial advisers, who are expected to add 12.0% more positions by 2027, typically earn about $86,715 a year.
You can, of course, expect to take a variety of economics classes in college, including micro- and macroeconomics as well as business economics and economic theory. If you pursue a bachelor of science, your focus will be on math, statistics and other quantitative studies. A bachelor of arts likely requires liberal arts and foreign language classes, too.
Specific requirements vary by program, but most online students log into their school's learning management system (LMS) to participate in course lectures. Asynchronous programs allow students to view lecture recordings on their own time. Alternatively, synchronous programs may require students to watch live-streaming lectures. In some cases, synchronous courses feature video conferencing components that allow students to ask questions and interact with their professors and fellow students.
Excelsior College, a private nonprofit institution, offers online associate, bachelor's, and master's degrees spanning several academic fields. Online undergraduate options include multi-concentration bachelor's degrees in fields such as business, health sciences, criminal justice, and electrical engineering technology. Excelsior's bridge degrees allow students to earn a bachelor's and a master's in an accelerated timeline. Examples include a BS in healthcare management with an MBA or master's in health science and a BS in nuclear engineering management with an MBA. The school makes dual-degree bachelor's pathways available too.
One of the country's largest providers of online degrees, Old Dominion University offers online bachelor's pathways -- with a majority being degree completion programs geared toward students who already earned an associate degree. These include degrees in specialized technical fields such as cybersecurity and cybercrime, mechanical engineering technology, medical laboratory science, and power systems technology.
This major takes the study of chemistry and materials science one step further into the process of producing commercial goods by adding engineering. As a student of this field, you’ll learn how to use raw materials to create products such as clothes, food, fuel, drugs and much more. Typical courses for this path include biochemistry, chemical kinetics and thermodynamics, as well as many other types of math and science.
That curriculum can help prepare you to become a food scientist, who studies and analyzes food to help ensure that it is safe, healthy and nutrient-rich. And increasing public scrutiny of the food industry and its processing work feeds the demand for these experts, with the number of food scientists and technologists having grown by 53.2% over the past decade and being expected to rise another 8.3% over the next decade. Median annual income is $64,147. Other jobs these majors gravitate toward: biological scientist, chemist and nutritionist.

The coursework in the education certificate will vary, depending on the program’s goals. Many programs are designed to certify teachers in a particular subject area, such as elementary or secondary education. These programs discuss instructional abilities and teaching theory. Some programs are aimed at experienced educators and discuss education administration and leadership topics, such as human resources issues and professional communication techniques. Other certificates are useful for seasoned teachers who want more knowledge in a particular teaching area, such as teaching students with disabilities or using educational technology.
FIU provides a wide range of online undergraduate and graduate degrees. A total of 42 online bachelor's options include five hospitality management tracks and degrees in specialized fields such as crime science, internet of things, and sustainability and the environment. Offerings also include 17 online undergraduate minors and three combined bachelor's and master's pathways. FIU's online graduate options include 31 master of science tracks and MBA, master of public administration, and doctor of nursing practice pathways.
A big reason for the growth in online education is demand. Online college programs make college more accessible to a much larger population than traditional on-campus learning. Thanks to technology, you can earn an online associate degree, online bachelor's degree or online master's degree without having to sacrifice your job or time caring for your family.
The coursework in the education certificate will vary, depending on the program’s goals. Many programs are designed to certify teachers in a particular subject area, such as elementary or secondary education. These programs discuss instructional abilities and teaching theory. Some programs are aimed at experienced educators and discuss education administration and leadership topics, such as human resources issues and professional communication techniques. Other certificates are useful for seasoned teachers who want more knowledge in a particular teaching area, such as teaching students with disabilities or using educational technology.
At CMU Global Campus, online students experience a comprehensive education with the flexibility of customizable degree programs. Many programs offer students the ability to choose a specialization within the major—making the degree a personalized fit for your career goals.  And students benefit from wrap-around services like academic advising, an Online Learning Resource Center, and peer assistance through the Online Ally program. Top degree programs include:
And though you can take your business acumen down whatever career path your passion leads you, you should be comfortable with numbers if you want to earn a degree in this field. Possible courses include accounting, statistics and economics, along with slightly less numerically focused classes such as business ethics and law, marketing and business policy and strategy.
The University of Missouri features an online Bachelor of Education Studies. This program is one of relatively few that are designed for teachers who want to work with adult learners in education but in non-school settings such as HR training, churches, nonprofit organizations or community colleges. Admission requires a minimum of 24 college credits with a 2.5 GPA. The degree has an interdepartmental structure and examines topics such as career counseling, vocational education, and special education. Sample courses include Workforce Education Teaching Methods, Positive Psychology, and Developmental Aspects of Human Learning. Tuition per credit is $284.80 for residents and $369.70 for nonresidents.
Online bachelor's programs at Arkansas State are mostly asynchronous and do not carry any face-to-face requirements. These pathways span 120 credits or more, but many students complete their degree requirements in less than four years due to the self-paced format. The school offers multiple start dates throughout the calendar year. Additionally, distance learners may request online tutoring in a handful of business, STEM, and social sciences subjects.
Many students enroll at public colleges in their own state to qualify for lower in-state tuition rates. However, several public colleges now offer in-state tuition rates to all online students, even if you don't live in the same state as the school. This can mean savings of thousands of dollars a year, which means you pay less out-of-pocket and take out fewer loans. If you are looking for a degree with a high return on investment, or are entering a field that doesn't pay a six-figure salary, do your research to find out if the program you are interested in can be found somewhere where you qualify for in-state tuition.
Digital learning is easily the most dramatic change to sweep higher education in more than a century. Colleges are under pressure to expand their online program offerings to meet the rising demand for distance learning options across the country. Learners can choose to take individual courses online, or to pursue a formal certificate or degree program. In fact, 63% of the students responding to our survey were working towards a degree, with the majority of them working towards a four-year bachelor's degree. The rest were enrolled in online classes for personal learning and growth rather than college credit.
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The University of Florida is one of many online colleges that offers a comprehensive selection of online degrees at the bachelor's level, master's level, and doctoral level. Opportunities for undergraduates include bachelor's degrees in popular fields such as business administration, computer science, nursing, and psychology. Students also enjoy online options in specialized fields such as fire and emergency services, microbiology and cell science, and sport management. Graduate students can choose from a total of 77 online master's degrees, most of which focus on STEM fields and specializations, and nine online doctorate programs.
One of the country's largest providers of online degrees, Old Dominion University offers online bachelor's pathways -- with a majority being degree completion programs geared toward students who already earned an associate degree. These include degrees in specialized technical fields such as cybersecurity and cybercrime, mechanical engineering technology, medical laboratory science, and power systems technology.
Third, majors help demonstrate how you learn to focus and apply yourself - much like a baseball player is assigned a position to play on defense or a lineup position in the batting order.  Yet, the major does not actually prepare you for a specific job or position in the real world.  In a hypothetical setting, colleges and universities utilize majors as a means to segment instruction across a range of academic departments.  And, the major and departments, through concentrations, can then assess comprehension and learning outcomes.

Most online courses at Missouri State are asynchronous, and students generally earn their bachelor's in four years or less. All baccalaureate degrees culminate in a capstone assignment that requires students to construct a public affairs project or presentation around their major. The university allows students to transfer up to 90 credits toward their undergraduate degrees.
SNHU charges the same flat tuition rate for all in-state and out-of-state students, and the school has not increased its tuition since 2012. Active-duty military personnel and their spouses may receive a discount of up to 30% on their tuition costs. Southern New Hampshire University receives regional accreditation from the New England Association of Schools and Colleges.
Concordia University Saint Paul offers the benefits of a liberal arts education immersed in an online program. Online programs at CSP are designed to give students highly marketable job skills and knowledge.  And CSP’s commitment to experiential learning means that online students apply academic concepts to real-world settings, developing practical knowledge and abilities. Top online degree programs at CSP include:
Even though one big advantage of an online college or university is the fact that you can take courses anywhere in the world, most online students take classes from a school within 100 miles of where they live. Online programs offer a great deal of flexibility, but enrolling in an online degree program close to your home can offer some big advantages. If you enroll in an online program close to home, you can save money with in-state tuition, easily access campus resources like libraries, gyms or in-person office hours with professors, and you can access hybrid programs, which require you to spend some time on campus in addition to online curriculum.
Cleary University is a private, Michigan-based institution that specializes in undergraduate and graduate degrees for business majors. Online students can pursue an MBA with specializations in financial planning, global leadership, healthcare leadership, or analytics, technology, and innovation. The school also offers a master's in culture, change, and leadership online, along with graduate certificates in four MBA specialization fields.
University of Phoenix is accredited by the Higher Learning Commission (http://hlcommission.org). Since 1978, University of Phoenix has been continually accredited by the Higher Learning Commission and its predecessor. University of Phoenix obtained its most recent 10-year Reaffirmation of Accreditation in 2012–13. The Higher Learning Commission conducted an interim Comprehensive Evaluation in 2018, and the next Comprehensive Evaluation for Reaffirmation of Accreditation is scheduled for 2022–23.
About 81% of online students are also employed, so the convenience of distance education works in their favor, allowing them to complete classes around their employment schedule. While almost 63% of students say that the courses they took were to further their career, only 17% claim that taking courses was due to a desire to change careers. These responses may suggest that many online students are looking to expand their current professional skills, including the skills needed for a job promotion, rather than shift career paths entirely.
Professional development courses are a fantastic way to fill the gaps in your skills. University of Phoenix courses cover a variety of topics and are designed to give professionals a greater base of knowledge so they can improve their career opportunities or maintain professional certification. Our courses are also of interest to companies who want a more skilled workforce.
Stephen F. Austin State University offers three online Bachelor of Science in Interdisciplinary Studies degrees in education. They are the BSIS in Elementary Education 4-8, the BSIS in Elementary Education EC-6, and the BSIS in Special Education. All three are 45 credit majors and admissions require a 3.0 GPA. Up to 60 credits may be transferred. The EC-6 program is only available to Texas residents and requires a concentration in math, English, social studies or generalist. The 4-8 program focuses on the middle grades. The Special Ed program focuses on teaching diverse students with exceptionalities. It prepares students for EC-12 Special Ed Teacher and EC-6 Generalist Teacher. All three programs require a visit to campus once a semester for program intensives. Tuition is $362 per credit hour.
At Central Michigan University, undergraduate students can choose from 12 online bachelor's programs. These include degrees in specialized fields such as fashion merchandising and design, international relations, public and nonprofit administration, and a BS in community development track with three specialization options. The university also offers 13 online master's degrees and three online doctorates, most of which focus on business administration or education. Online students represent roughly 25% of CMU's total student population.
The field of education is constantly evolving – and as a new or current teacher, you must be equipped to successfully navigate the developments. Impact student learning with the skills you'll need to individualize instruction, address State Standards, incorporate technology into your lesson plans – and more with an education degree. You’ve realized your potential – and now you have the opportunity to help others realize theirs.
CityU has an exceptionally generous transfer policy which allows students to transfer up to 135 credits into a program. The University also offers discounted military tuition, scholarships and credit for prior learning (like work experience or military service). And CityU partners with national, regional, and local organizations to ensure that current and former U.S. service members and their families have the support they need while attending school.
Located in Riverside, California, California Baptist University (CBU)is a private, Christian, liberal arts university with extensive online programming.  CBU offers top-ranked online programs—currently, there are over 40 degree options—at the bachelor, masters, and doctoral levels. And CBU Online has been lauded by national rankings like U.S. News and World Report for their high-quality programs.
Third, majors help demonstrate how you learn to focus and apply yourself - much like a baseball player is assigned a position to play on defense or a lineup position in the batting order.  Yet, the major does not actually prepare you for a specific job or position in the real world.  In a hypothetical setting, colleges and universities utilize majors as a means to segment instruction across a range of academic departments.  And, the major and departments, through concentrations, can then assess comprehension and learning outcomes.
I would 100% recommended WGU based on my experience! I completed the M.Ed. in Learning and Technology at my own pace for only $3,000 per 6 months. I had been in a government training position for about 2.5 years before starting this program. Between then and now (finished the program about 2 years ago), I received two promotions internally and now have competing job offers externally. This degree has opened me up to so many new corporate instructional design positions and made me a top candidate!

Tuition rates vary by degree subject, but most courses cost the same per credit regardless of the student's state residency status. Military servicemembers and veterans qualify for discounted tuition rates and fee waivers. Additionally, prospective students with a military background seeking a non-nursing degree do not need to submit an application in order to earn admission.


Online certificates and associate degrees in education can provide an introduction to the field and preparation for later college-level work. These degrees cover general liberal arts topics, as well as courses in curriculum design, child development, and instructional methods. Stand-alone undergraduate certificates are usually available in early childhood education areas, while certificates that are part of bachelor’s degrees cover a wider range of topics, such as education policy or adult education.

The WorldClassroom platform delivers online courses at Webster, allowing students to enroll anywhere across the globe and communicate and collaborate with a diverse student population. Undergraduate online degrees span 128 credits, a little longer than average; but students who take at least 16 credits per semester can complete their programs in four years or less.
You can, of course, expect to take a variety of economics classes in college, including micro- and macroeconomics as well as business economics and economic theory. If you pursue a bachelor of science, your focus will be on math, statistics and other quantitative studies. A bachelor of arts likely requires liberal arts and foreign language classes, too.
A name brand school, Penn State World Campus (part of the Pennsylvania State University system), has been offering students an alternative to traditional on-campus education since 1998. Penn State World Campus offers over 150 degree and certificate programs all delivered online. These courses are developed and taught by Penn State professors, ensuring the highest quality course content. The university is focused on offering an education to suit current market-based needs. Online courses are offered from the Bachelors to the Doctoral level, and include programs such as Nursing, Nutritional Science, and Geographic Information Systems.

If you have credits to transfer to a university program, Pace University may be a good fit. Pace University Online maintains a generous transfer credit policy that aims to give students the maximum amount of transfer credit from previous college experience towards your desired program. And U.S. News & World Report currently ranks Pace University’s online Bachelor’s program as one of the top ten best programs for veterans.
The Center for Online Education understands online colleges have a dynamic future as new technologies and new uses for existing tools change the way we communicate, connect, and collaborate. In the coming years, virtual reality, blended program delivery, makerspaces, predictive learning platforms, gigabit Internet speeds, and other emerging technologies will push the limits of what was once thought possible at online colleges. Social media and networking sites will continue to impact online teaching and learning, providing a virtual space for authentic interaction, relationship building, and participation in professional communities. Our in-house team, and panel of contributors, are all graduates of accredited colleges and are here to help inform your online college journey.
Because Appalachian State exclusively offers degree completion programs at the bachelor's level, incoming students need at least 30 credits from another accredited institution. The school also reserves several institutional scholarships for transfer students. Appalachian State University receives regional accreditation from the Southern Association of Colleges and Schools.
Northern Arizona University offers two pathways for distance learners: traditional online or competency-based online programs. Traditional online degrees mirror brick-and-mortar bachelor's programs in terms of course and credit requirements. Traditional online bachelor's options include specialized fields such as hotel and restaurant management, parks and recreation management, and 10 fields related to health professions. The school also makes 21 master's degrees and a doctorate in nursing practice available in the traditional online format.
Choosing your field of study is the first step in your online education, a process that takes time, commitment, and energy. The online degree program you decide to pursue will affect your career path, income potential, and level of employment. Online colleges offer a number of diverse options, and your area of interest may cross over several different degree programs. To help you find the online degree program that matches your interests and gives you best chance of financial success, explore our online degree comparison tool for information about earning potential, degree costs, and time commitments.
Online certificates and associate degrees in education can provide an introduction to the field and preparation for later college-level work. These degrees cover general liberal arts topics, as well as courses in curriculum design, child development, and instructional methods. Stand-alone undergraduate certificates are usually available in early childhood education areas, while certificates that are part of bachelor’s degrees cover a wider range of topics, such as education policy or adult education.
Not too shocking: Our gadget-driven world has a high demand for people who can design, build and improve electronic and electrical devices. Indeed, following a decade of job growth at a robust rate of 22.7%, the number of positions for electrical engineers is expected to keep growing by 10.7% over the next decade. And the paycheck reflects the high demand: Median income is $94,515 a year with average pay topping $110,00 a year in the highest-paying states of Massachusetts and Alaska, as well as the District of Columbia.
One of my biggest regrets in life was intentionally falling out of touch with high school friends. I had joined a group of people who convinced me that the only important thing was their group and if friends or family did not understand, they should be cut off (read: I got into a pyramid-like scheme). I missed out on so much, and now the stream of Facebook updates from my high school friends makes me sad.
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